BAE Credit Union



BAE Credit Union 616 West Main Street Barrington, Illinois 60010 847-381-3233 847-381-5062 FAX	PRIVACY NOTICE DISCLOSURE BAE Credit Union, your member owned financial institution, is committed to providing you with competitive products and services to meet your financial needs and help you reach your goals. We are equally committed to protecting the privacy of our members. Under Federal Law, we are required to give you this privacy notice. It describes our credit union’s privacy policy and practices concerning the personal information we collect and disclose about our members. It also includes information about the parties who receive personal and sometimes nonpublic information from us as we conduct the business of the credit union. If after reading this notice you have questions, please contact us at (847) 381-3233 or write to: BAE Credit Union 616 W. Main St. Barrington, IL 60010 Information We Collect About You We collect nonpublic personal information about you from the following sources: Information we receive from you on applications and other forms Information about your transactions with us Information we receive from a consumer reporting agency We may disclose all of the information we collect, as described above, as permitted by law. Parties Who Receive Information From Us* We may disclose nonpublic information about you to the following types of third parties: *Financial Service Providers, such as mortgage service companies. *Non-financial Companies, such as consumer reporting agencies, data processors, checks/share draft printers, financial statement publishers/printers, plastic card processors, and government agencies. Disclosure of Information to Parties That Provide Services to Us In order for us to conduct business of the credit union, we may disclose all of the information we collect, as described above, to other financial institutions with whom we have joint marketing agreements, to other companies that perform marketing services on our behalf, or to nonaffiliated third parties for the purposes of processing and serving transactions that you request or authorize, so that we may provide members competitive products and services. We may also disclose nonpublic personal information about you under circumstances as permitted or required by law. These disclosures typically include information to process transactions on your behalf, conduct the operations of our credit union, follow your instructions as you authorize, or protect the security of our financial records. To protect our members’ privacy, we only work with companies that agree to maintain strong confidentially protections and limit the use of information we provide. We do not permit these companies to sell the information we provide to other third parties. Disclosure of Information About Former Members If you terminate your membership with BAE Credit Union, we will not share information we have collected about you, except as may be permitted or required by law. How We Protect Your Information We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, or procedural safeguards that comply with federal regulations to guard your nonpublic information.