BAE Credit Union
616 West Main Street
Barrington, Illinois 60010
847-381-3233
847-381-5062 FAX

SAVINGS ACCOUNTS
Savings Accounts are insured up to $100,000 by an agency of the U.S. Government.

CERTIFICATES OF DEPOSIT
You may "Lock In" your money into a Certificate of Deposit which earns a much higher interest rate than our Share Savings accounts for a specified period of time.

CHRISTMAS SAVINGS ACCOUNTS
Christmas savings accounts are a special share (savings) account and earns the same interest as regular share accounts. You can deposit money into this account at any time, including payroll deduction, and receive a check in November.

SPRING BREAK SAVINGS ACCOUNTS
Spring Break Savings accounts are a special Share Account that earns the current interest rate as our regular share accounts. You can deposit money into the account at any time and receive a check in March 1st. 

IRA ACCOUNTS
Traditional, Roth, and Education IRA'a are available

CHECKING ACCOUNTS
No minimum balance, no monthly service charge and interest is paid on balances. You can use payroll deduction for deposit of funds and also automatic deposit of funds from other sources such as government checks, pension checks, other employers, etc. is available. Automatic payment of certain bills also available. Members are setting up checking accounts for their children in college so they can monitor the account right here and can transfer funds to that account as needed just by calling.

LOANS
Loans are available to members for a variety of purposes such as new and used cars, vans, trucks, recreational vehicles, boats, bill consolidation, home equity loans, and special low rate loans for education and computers. We have very competitive rates and we provide extremely fast service. We also have the convenience of payroll deduction to simplify payments. Check with us to get a pre-approved loan.

HOME EQUITY LOANS
Home Equity Loans are available and are one of our fastest growing services. Interest deduction is a great advantage for this loan type. There are no restrictions as to purpose of the loan and interest is usually fully deductible for income tax purposes. Members are using this type of loan for home improvements, college loans, bill consolidation, car loans etc. We offer members a line of credit up to $95,000. Interest is charged only on the outstanding balance. The amount of credit available is based on 85% of the appraised value of your home less any outstanding mortgages. There are no fees to establish and use this line of credit.

MORTGAGES
The B.A.E. Credit Union is proud to announce that we've teamed up with CU America to handle all your 1st Mortgage needs. Contact CU America directly at 630-620-5200 or on the web at www.cuamerica.com . they will treat you just like us during the processes of Refinancing, Purchasing, or even Shopping for rates for your current or future mortgage.

BAE CLASSIC & PLATINUM VISA CREDIT CARD
No annual fee with interest rate of 12.8% Members can easily transfer from other cards. Be sure to pick up an application. Earn scorecard points with your Gold Card for travel and merchandise.

BAE CU CHECKCARD
A BAE CU Checkcard is available for use at ATM machines nationally and internationally and for making purchases where VISA is accepted. You must have a BAE checking account to apply for a BAE Checkcard which can be used to withdraw funds from ATM machines from either your checking account or savings account. Purchases made with your BAE CU Checkcard come from your checking.